1284: How to Stop Outsourcing Your Financial Future With Josh Smith

"The best way you can help teach your kids is by modeling your own life, especially when it comes to money and investing."

In this episode, Heather and Josh Smith get into the uncomfortable reality of what happens when you continue to outsource the financial part of your life, assuming someone else will handle it or believing you're simply "not a money person." They talk about the shame and scarcity that keep people from learning, why investing has been made far more complicated than it needs to be, and how small, consistent decisions can fundamentally change your financial future through the power of compound growth. They also explore what it means to become genuinely resourced, how financial literacy creates more choice and freedom, why knowing enough to ask better questions matters even when you work with a financial professional, and what we teach the next generation when we model these skills ourselves. Because becoming financially empowered requires being willing to learn some of the uncomfortable things you were never taught.

What to listen for:

☑️ Building an investing system and getting money working harder for you

☑️ How health problems motivated Josh to start financially investing in himself

☑️ Stop staying stuck in indecision and outsourcing your money management

"Maybe you won't have a yacht or a multimillion-dollar mansion, but at the very least, you can have a less stressful life. Which to me, that's more than worth any of the time you have to put into learning this stuff."

☑️ It's never too late to start securing a less financially stressful future for yourself

☑️ With investing, it's usually more worthwhile to take the "simple" approach

☑️ Financial planners have their role, but your understanding is crucial

"When you understand investing, it's easier to be more aggressive when it comes to investing and hitting your financial goals a lot sooner."

☑️ Adulting isn't always fun, but you still need to take radical responsibility

☑️ The compound effect of time investment and how far it can take you

☑️ You just have to move through the resistance and get started

About Josh Smith:

I didn't grow up talking about money. No one in my family explained compound interest, index funds, or why investing matters. When I finally tried to get help thinking a financial advisor could guide me, they basically told me to come back when I'm rich.

That was the moment I decided to figure it out myself. I spent 12+ years learning how business and money really work. I graduated with magna cum laude from W.P. Carey School of Business. Worked at JP Morgan Chase. And I've read over 100 personal finance and investing books.

I now share everything I've learned through The Market Hustle. I've helped over 3,000 students build financial systems through Money Mastery and grew The Market Hustle community to over 1 million across social media.

My Free Compound Interest Guide: https://www.themarkethustle.com/compound

Connect with Josh:

• www.themarkethustle.com

• www.youtube.com/@themarkethustle3090

• www.facebook.com/themarkethustle

• www.instagram.com/themarkethustle

• www.threads.com/@themarkethustle

• x.com/themarkethustle

• open.spotify.com/show/7n9NB9caG9ioYUZ47nx9cE?si=265dea8ffd9c48fa

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For those of you who are ready to stop feeling drained, overextended, and out of alignment… join me inside the Energetic Time Management Accelerator, a focused experience designed to help high-achieving women uncover what's draining them, clarify what truly matters, and create a simple plan that fits their life.

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Explore the top episodes listeners come back to when they're stuck, burned out, or standing at the edge of a big shift: www.heatherchauvin.com/10

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