Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534

National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534

A 5% deposit could get thousands more Kiwis into their first home - but is it really as good as it sounds?James and Mike unpack National’s proposed changes to the First Home Loan scheme, including the...

8 Syys 24min

OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533

OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533

The OCR is up but that doesn’t tell you the whole story about where mortgage rates are heading.James and Mike break down what actually determines your interest rate, unpacking the OCR, swap rates, who...

5 Syys 18min

The Next Economic Shock: What’s Your Plan? | Episode 532

The Next Economic Shock: What’s Your Plan? | Episode 532

Another economic shock is coming. Is your money ready for it?James and Mike break down the financial fundamentals that can help you weather whatever comes next, from setting clear goals and building a...

3 Syys 20min

New Build Townhouses: Why They Lost 40% in Value | Part 2

New Build Townhouses: Why They Lost 40% in Value | Part 2

Owning the wrong property is one thing. Working out what to do next is the hard part.In Part 2, James, Mike and Adam break down the options for investors stuck with an underperforming townhouse, inclu...

1 Syys 23min

New Build Townhouses: Why They Lost 40% in Value | Episode 530

New Build Townhouses: Why They Lost 40% in Value | Episode 530

Not all new-build townhouses are created equal.In this episode, Adam Farrell, Property Director at Lighthouse Financial, joins us to unpack real examples of townhouses that have lost hundreds of thous...

29 Elo 14min

The Best and Worst Property Titles: What Buyers Need to Know | Episode 529

The Best and Worst Property Titles: What Buyers Need to Know | Episode 529

Not all property titles are created equal.We break down freehold, cross-lease, unit, and leasehold titles, including what each means for buyers, the potential lending and renovation implications, and ...

27 Elo 19min

National Promises No New Taxes: Can NZ Afford It? Ft. Matt Harris | Episode 528

National Promises No New Taxes: Can NZ Afford It? Ft. Matt Harris | Episode 528

National says no new taxes, but can New Zealand actually afford that promise? James, Mike and Matt unpack National’s “No New Taxes” pledge, how the Government could return to surplus without raising n...

25 Elo 23min

The Best & Worst KiwiSaver Funds in 2026 Revealed | Episode 527

The Best & Worst KiwiSaver Funds in 2026 Revealed | Episode 527

Some KiwiSaver funds are smashing it. Others are leaving investors wondering what they’re paying for.In this episode, we reveal the top-performing KiwiSaver funds across balanced, growth and aggressiv...

22 Elo 16min

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