169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.

What I cover:

👉🏻 Why de-centering your age is the most important lesson on this list

👉🏻 Door decisions vs. wall decisions, and how to tell the difference

👉🏻 Why I finally went on an SSRI and started therapy

👉🏻 The systems and defaults that make my life feel manageable

👉🏻 Why hitting your Coast FI number matters even if you love your job

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 — Intro: how I'm spending my birthday

5:00 — My theme for 31: creativity

9:00 — Lesson 1: de-center your age

13:00 — Changing your mind, self-hatred, taking things personally

17:00 — Going on an SSRI and going to therapy

20:30 — Boundaries, clutter, and taking offense

26:00 — Alone time, quality over quantity, trusting your gut

32:00 — Money basics, identity, and Coast FI

41:00 — Discipline, systems, health, and where you live

47:00 — Doors vs. walls, grace, debate, and the closing lesson

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