The ‘Set It and Forget It’ Budget System for a Clutter-Free Life with the Budget Besties (Ep 279)

Learn how to declutter your finances with the Budget Besties’ “set it and forget it” system. Simplify your money, automate your spending, and start living intentionally, without giving up life’s little joys. **************** Resources Mentioned: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn to be Bougie on a Budget at https://budgetbesties.com/deanna/ Get all the links and resources at wannabeclutterfree.com/279⁠⁠⁠⁠⁠⁠⁠ Connect with Shana & Vanessa ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Financial Coaching for Women Podcast ⁠⁠⁠⁠⁠⁠⁠⁠Follow Deanna Yates, the host of Wannabe Clutter Free on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get my children's book: Lenora and Her Super Duper Messy Room⁠⁠ **************** Ever feel like you make good money but have nothing to show for it? You’re not alone. In this fun and practical episode, Deanna sits down with Vanessa and Shana, best friends and master financial coaches known as the Budget Besties, to break down their “Bougie on a Budget” system—a simple, clutter-free approach to money that works automagically. Together, they share how to create a set-it-and-forget-it budget that feels effortless, organized, and totally doable. You’ll learn how to separate your money into purposeful “buckets,” automate your spending, and finally feel in control of your finances (without cutting out your pumpkin spice lattes). Whether you’re tired of tracking every expense or want to bring the same calm to your finances that you’ve brought to your home, this conversation will show you how to make your money work for your intentional life. We Cover: Why most traditional budgets fail and what to do instead. How to build a “set it and forget it” budget that runs automagically. The five simple categories every clutter-free budget should include. A new way to look at saving, spending, and planning for life’s “expected surprises.” The mindset shift that makes managing money feel empowering (not restrictive). Time Stamps: 00:00 – Welcome and episode overview 02:37 – Meet Shana & Vanessa, the Budget Besties 04:00 – Why women who make good money still feel broke 06:00 – Why most budgets fail (and how to fix it) 08:30 – The “Bougie on a Budget” one-page system 13:00 – What “automagical” budgeting really looks like 16:00 – Organizing your bank accounts for effortless spending 20:30 – The curling iron story: a surprising budgeting analogy 25:00 – Modern money management tools that simplify your life 27:30 – The credit card debate: rewards vs. reality 33:00 – Compromise strategies for couples and families 37:00 – Can you really automate it and forget it? (real-life proof) 40:30 – How best friends built a business around financial freedom 43:00 – Overcoming shame and clutter (at home and with money) 46:00 – Where to find the Budget Besties and their system 50:00 – Final thoughts and a simple financial action step **************** Music: Fresh Lift by Shane Ivers - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.silvermansound.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ **************** We’d love to hear how you’re applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don’t forget to subscribe for more insightful episodes designed to make your busy life a bit easier. Learn more about your ad choices. Visit podcastchoices.com/adchoices Our Sponsors: * Check out 1-800-GOT-JUNK and use my code 1800gotjunk.com for a great deal: https://www.1800gotjunk.com * Check out BetterHelp: https://www.betterhelp.com * Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy