Vetted VA: VA Loan - Your Journey Home21 Juni 2024

How Low Can You Go When Navigating Your FICO??

Welcome to the Vetted VA podcast- The VA Loan Your Journey Home. This is a podcast where we go beyond the surface of VA home loans. Join us weekly as we team up with leading mortgage and real estate experts who've gone through the vetted VA training and vetting process. We dive into everything you need to know from your initial contemplation of buying a home.

In today's episode, we want to work and focus on the crucial topic that resonates with many: credit scores and the VA loan, especially in the context of lower scores. We're joined by a panel of experts from across the United States, including Jerry Avila, Randy Teakell, and Thomas Sloan, who bring in-depth knowledge from different regions: West Coast, Texas, and New Jersey. This episode promises to unravel the complexities of credit scores in the VA loan process, offering insights for those navigating the homebuying journey with less than perfect credit. Let's get started.

We hope you enjoy the show. We hope you enjoy this. If you have any other follow-up questions, Let us know at info@vettedva.com.

Enjoy!

00:00 Introduction

01:13 The history of credit scores based on Generation

03:50 Minimum Credit Score for VA Loan

07:03 How to prepare Veterans with lower credit scores

09:25 Factors the VA looks at other than credit score for approval

12:13 Why are we seeing more manual underwrites?

18:15 how is inflation affecting interest rates?

21:31 Low credit score or no credit

40:51 Ideal DTI

44:30 VA entitlement use

48:45 final thoughts

Engage with Vetted VA

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nathan Knottingham on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christopher Griffith on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nathan Knottingham of Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christopher Griffith on Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vetted VA on Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vetted VA Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The episode on YouTube⁠⁠⁠⁠⁠

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(85)

Arizona VA Loan Secrets: Community Property & Tax Exemptions Every Veteran Should Know

🏡 Buying a home in Arizona with your VA loan? Before you start shopping, there are two Arizona-specific rules that could affect your approval and your monthly payment.In this episode of the Vetted VA...

3 Aug 19min

Ohio VA Home Loan Secrets: What Every Veteran Needs to Know Before Buying a Home

Buying a home in Ohio with your VA loan? One thing manyveterans don't realize is that Ohio's real estatecontracts can vary by region, and those differences can impact your closing costs and home buyin...

27 Juli 13min

VA One-Time Close Construction Loan Explained | Build a Home in Arizona with Your VA Loan

Thinking about building your dream home with your VA loan? 🇺🇸🏡 In this episode of the Vetted VA Podcast, host Nathan Nottingham sits down with VA loan expert Jerry Avila to break down how the VA On...

20 Juli 21min

South Carolina VA Buyers: Don’t Miss This Property Tax Step

Buying a home in South Carolina with a VA loan? Property taxes can work very differently than many veterans expect.In this episode of the Vetted VA: Your Journey Home Podcast, we break down key South ...

13 Juli 15min

Colorado VA Loans: The Refi Rules Veterans Need to Know Before They Sign

Colorado veterans have extra consumer protections when buying or refinancing a home—but many borrowers do not know what to look for.In this episode of the Vetted VA: Your Journey Home Podcast,Nathan t...

6 Juli 27min

Arizona's NEW 100% Disabled Veteran Property Tax Exemption

Veterans in Arizona have some big news.In this episode of the Vetted VA Podcast, Marine Corps veteran andloan officer Matt Burkhead explains Arizona's updated 100% disabledveteran property tax exempti...

30 Juni 20min

100% Disabled Veterans: Don't Let a Lender Cost You Thousands in Texas Property Tax Benefits

If you're a 100% disabled veteran buying a home inTexas, this may be one of the most important conversations you'll hear before closing.Many veterans don't realize that Texas law allowseligible 100% d...

29 Juni 20min

From Internet to Utilities: The Stress-Free Moving Solution for Veterans

Moving is stressful enough. Setting up internet,utilities, trash service, movers, and home services shouldn't make it worse.In this episode of the Vetted VA Podcast's Journey Homeseries, host Nathan N...

25 Juni 20min