Where is Lisa Fischer's Backup?

A few years ago, a 27-year-old listener we're calling Tessa was about $19,000 in credit card debt. An unexpected windfall helped them pay most of it off in one fell swoop. But even then, they weren't sure it would stick. "I'm worried that I am going to mess this up and end up exactly where I was before," Tessa told me they were thinking then. "And that is what happened. It ballooned back up to 16 [thousand] in less than a year."  Tessa's been keeping all of this a secret from their family and friends. But a few weeks ago, they decided to reach out to their older sister for help. "She's a really great point in her career," Tessa told me. "She's really financially savvy." But before Tessa could even ask their sister to borrow money—she offered to pay it all off for them. But instead of it feeling like a relief, Tessa told me, "I just felt like I really failed." I talk with Tessa and their sister, who we're calling Rose, about how they eventually made the decision for Tessa to file for bankruptcy—and the ways that talking about money more openly together has led to some unexpected questions and answers about Tessa's spending habits.  If you're struggling with consumer debt, check out these resources.

14 Apr 202138min

Before the pandemic, poet and professor Claudia Rankine traveled often for work. Her acclaimed 2014 book Citizen: An American Lyric brought her unflinching perspective on race relations to the mainstream. And in her latest book, Just Us, Claudia examined her own personal interactions with white friends, family, colleagues…and even the strangers she'd meet on those work trips. While Claudia's made a name for herself with her reflections on these types of conversations, she told me they're not always easy to have, including with her own husband. "I might say, 'You're only doing that because you're a white guy.' And he'll say, 'Well, you do the same thing.' And I say, "I may do the same thing, but I don't have the same reception,'" she said. Claudia also told me about growing up in predominantly white spaces in the Bronx during the 1970s, and how a cancer diagnosis in her 50s allowed her to reassess what she wants out of life.

7 Apr 202137min

This week, we’re sharing an episode of a new podcast called The Experiment with you. It’s a show about America, and what happens when the big ideas and forces that have shaped our country collide with everyday lives.  The Experiment is produced by our colleagues at WNYC Studios and The Atlantic, and as they were putting together this episode, we here at Death, Sex & Money heard about it. And we thought it would be something that you all would want to hear, too. It’s about a man who stepped up to participate in an American process that he doesn’t agree with. And it’s a really powerful story about duty, faith and humanity. Subscribe to The Experiment wherever you get your podcasts.

24 Mars 202131min

Donna Perry, who lives in Brooklyn, recovered from COVID-19 a year ago. That’s when producer Yasmeen Khan first interviewed Donna for a news story. At that point, Donna had lost several people to COVID. And as the virus spread through New York City during the past year, she lost many more. Donna estimates that she’s been to at least 15 funerals on Zoom—all deaths related to the coronavirus—mostly for her fellow members of Brown Memorial Baptist Church in Brooklyn. And she's also grieving the loss of one of her best friends, Selisha. They had been close since childhood and talked on the phone every morning.   Still, Donna is adamant about what she calls the “blessings of COVID.” She’s had a chance, she says, to hunker down with her family, to refresh her marriage, and to think with clarity on what’s most important to her. Donna caught up with Yasmeen over Zoom a couple of weeks ago. "I'm really starting to believe that now more than anything, that every day that I have is a gift and I have a responsibility to live my life in purpose," she said.  Donna learned the importance of picking up the phone and calling her loved ones this year. So we're inviting people to do this together on Friday, March 26. We've declared this day “Pick Up the Phone and Call Day.” If there's someone you've been meaning to call in the past year, get on it. Text "call day" to 70101 and we’ll send you text reminders and tips leading up to our newly declared holiday.

17 Mars 202122min

Whenever Josh, a 32-year-old commercial truck driver, passes through El Paso, he usually pulls off the highway and heads to the Red Parrot—a topless bar where he goes to have some human contact after hours by himself on the road. "I'm a social butterfly," he told me. But after the club was shut down for long stretches last year, he tells me, the vibe there has changed. "The main thing that I've noticed is that it's a little tamer," he says. "What was a party is now a library."  Live adult entertainment has been hard hit during the pandemic. Like most non-essential businesses, strip clubs have dealt with closures, social distancing restrictions in place and smaller crowds. But on top of that, federal rules have deemed them ineligible to receive federal aid, like PPP loans. "Nobody is even caring about whether you've gotten assistance," Red Parrot owner Darius Belcher told me, as he described utility and rent bills piling up. "Any day...could be our last day."  I also talked with Jessica Barrera, a stripper at the Red Parrot, who worries about what she'd do if the club shut down. "Other clubs...they don't care about your well-being," she told me. "At least at the Red Parrot, if I fall, they pick me up. I couldn't imagine going and dancing anywhere else."

10 Mars 202138min

Recently, I asked those of you who are single and looking for a relationship to tell us how dating has been going for you during COVID. You told us about messed up momentum, lots of new rules, wrenches thrown into your plans, and a lot of frustration and longing. "I feel a sense of cautious desperation," one listener told us, while another added, "There's no spontaneous kissing. There's none of that sparks flying situation." While some of you have found some unexpected upsides to dating during a pandemic, most of you are pretty burned out. So today, we're airing your grievances about dating right now—and following it up with a pep talk. Logan Ury is the director of relationship science for the app Hinge, and author of the new book How To Not Die Alone. "Love is this natural thing, but dating is not," she told me. "Dating is a skill. And so like anything else dating is something that you can actually learn about, get better at and improve." Even, she says, during a pandemic.

3 Mars 202130min

Tony* wasn't sure what to say when the woman he'd slept with told him she was pregnant. First, he says, there was a long pause. They weren't a couple, and he didn't want to say the wrong thing. "I told her that it was her choice and if she chose to keep it, then I would be a good dad," he remembers. "I was freaking out."  At the time, Tony was in his mid-20s, working as a bartender and photographer in a college town out west. Tony started paying child support for his daughter near the end of the pregnancy, went to prenatal appointments, and took parenting classes along with the baby's mother. On the day his daughter was born, Tony cut the umbilical cord.  And Tony was an active father. As soon as his daughter could take a bottle, he says he started sharing custody of her, sometimes watching her three or four days a week. "We were really just good buddies," he says. "It felt good to have purpose, and it felt amazing to love something so much, in a completely new way."  Money became a source of tension, though, between Tony and the baby's mother. So did the fact that as his daughter got older, she started looking less like him or her mother. Tony decided to get a paternity test when his daughter was about a year old. "I couldn't play it dumb forever," Tony says—but he also feared the results. "That's not something that you want to know, especially when you love something so much." Tony quickly learned the truth: he had a zero percent probability of being the biological father. He called the mother to tell her, and soon after that, he met Victor*, the man who is his daughter's biological father. Over beers, they talked about Tony's shock, Victor's suspicions from the sidelines, and their plan for the little girl they both considered a daughter. More than two years later, they joined me to talk about the logistics and emotions of the transition that followed, which included packing up a pickup truck with nursery furniture to move it from Tony's place to Victor's.  This episode first aired in 2017.  *Last names have been withheld for privacy reasons.

24 Feb 202129min

We just got through Valentine’s Day, our annual celebration of romance. Usually of the long-term sort...or if not long, at least, the sort where you’ve committed to be someone’s sweetheart.  This week, we want to celebrate another important kind of romance: the very short term. The one night stand. Those moments in your life when someone appeared in a flash, you connected, and then, you went your separate ways.  The possibility of a one night stand feels so remote for so many people right now, because chance meetings aren’t really happening much. But the memories are potent, as you told us when we asked you to tell us your stories about one night stands.

17 Feb 202118min