Tech Talks Daily22 Sep 2024

3033: ACI Worldwide: Battling Fraud in the Era of Instant Payments

In this episode of Tech Talks Daily, I have a conversation with Cleber Martins, Head of Payments Intelligence & Risk Solutions at ACI Worldwide, about the increasing challenges of fraud prevention as real-time payments become more widespread. With payments now happening instantly, the window for detecting fraud is shrinking, and financial institutions need new methods to stay ahead. Cleber explains how fraudsters are using advanced AI techniques to exploit these fast transactions, employing everything from voice mimicry to sophisticated social engineering attacks that trick consumers into initiating transactions.

Cleber also highlights how financial institutions are using AI to fight back. From tracking behavioral biometrics to analyzing patterns in real time, banks are employing cutting-edge AI tools to detect fraud at the very moment it occurs. However, this shift isn't without its challenges.

Cleber discusses the difficulties financial institutions face, such as the high costs of implementing AI systems and the need for domain-specific expertise to ensure the technology is applied effectively.

We explore how AI is becoming a crucial tool for not only fraud prevention but also improving the services and products banks offer. By sharing AI-generated insights between institutions, Cleber believes real-time payments could become one of the safest payment methods available. He also touches on how AI will transform the workforce, enhancing human skills rather than replacing them, and encouraging a focus on solving business problems rather than mastering specific technologies.

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(2000)

Modernizing the Power Grid for AI and Rising Demand With SAP

Can electricity grids built for an earlier era support AI data centers, expanding manufacturing, electric vehicles, severe weather, and rising customer expectations at the same time? In this episode o...

11 Sep 27min

Turning AI Agents Into Revenue Workflows With Outreach

What happens when an AI system moves beyond recommending the next sales action and begins running a connected revenue workflow? In this episode of Tech Talks Daily, I speak with Abhijit Mitra, CEO of ...

10 Sep 24min

Building a Faster Specialty Insurance Market With Accelerant

What would happen if specialty insurance underwriters and risk capital providers could work from the same timely, detailed information? In this episode of Tech Talks Daily, I speak with Jeff Radke, CE...

9 Sep 28min

Finding Potholes Before They Form With AI and Univrses

What if the vehicles already traveling through our towns and cities could report road damage before a pothole becomes dangerous and expensive? In this episode of Tech Talks Daily, I speak with Jonatha...

8 Sep 26min

Turning AI Pilots Into Measurable Business Value With Tredence

Why can an AI pilot produce an impressive result and still fail to create measurable value for the business? In this episode of Tech Talks Daily, I speak with Jitendra "Jit" Putcha, chief operating of...

8 Sep 30min

Building AI Around the Financial Advice Workflow With Marloo

What happens when a one-hour conversation with a financial advisor creates an entire day of paperwork behind the scenes? In this episode of Tech Talks Daily, I speak with Hardy Michel, Co-Founder of M...

7 Sep 32min

Becoming AI Native Without Losing Human Judgment With Fiverr

What does it take to move from giving employees AI tools to rebuilding how an organization gets work done? In this episode of Tech Talks Daily, I speak with Oren Levitzky, VP of R&D at Fiverr. Oren ha...

6 Sep 24min

Building Trust in AI Powered Business Travel With Amex GBT

How much control would you hand to an AI agent when the result is a real flight, a real hotel, and a meeting you cannot afford to miss? In this episode of Tech Talks Daily, I speak with Evan Konwiser,...

6 Sep 30min