#78 - Are Impulse Purchases Wrecking Your Finances? A YNAB Study Finds Out
Everyone spends on impulse from time to time, even the most staunch adherents to frugality. According to a new study funded by YNAB, 94% of Americans admit to impulse spending. It's common nowadays to...
15 Nov 202337min
#77 - Are You On the Credit Card Float? Credit Card Alerts Can Help
The credit card float, as it has been termed, is the situation in which a person is reliant on the month-long grace period of the credit card to meet their obligations. In other words, they spend mone...
1 Nov 202339min
#76 - The Most Elegant Budget We've Ever Seen? An Interview with Budget Nerd Lee Bond
As the principal budget nerds at YNAB, Ben and Ernie have seen their fair share of elegant budgets, but the one featured in today's episode might take the cake for the most refined of all time! Long t...
18 Okt 20231h 25min
#75 - The Ultimate Guide to Targets in YNAB
Forecasting is kind of a dirty word at YNAB, because the Four Rule are all about budgeting the dollars you have now, and not counting on future dollars that haven't arrived yet. However, it's still us...
4 Okt 202357min
#74 - The Unexpected Benefits of Budgeting
Ben and Ernie share insightful comments from a recent conversation in the YNAB Fans Group on Facebook in which one YNAB'er asked: what's one benefit to using YNAB that surprised you? YNAB is of course...
20 Sep 202338min
#73 - Saving Dollars? Sure, But How About Saving Time!
YNAB is all about giving dollars a job, but what about your time? Ben and Ernie poke at the edges of common budgeting practices in YNAB to determine what is really necessary, and what can be thrown ou...
6 Sep 202349min
#72 - Paying Off the Mortgage: Erin Walks Through How She Did It
Long time YNAB'er and Lead Educator at YNAB, Erin Lowell, shares her experience paying off her mortgage using YNAB principles. Mortgage Professor loan calculator http://www.mtgprofessor.com/ext/home...
23 Aug 202342min
#71 - Inside the Categories with Budget Nerd Gabi Bradley
Ben and Ernie interview fellow budget nerd and YNAB power user Gabi Bradley. Gabi is a busy mom balancing work, family, and changing financial obligations (including daycare!). She shares her unique c...
9 Aug 202353min
