How to Become Mortgage Free: Overpaying vs Investing

How to Become Mortgage Free: Overpaying vs Investing

I'm joined by Ken and Mary from The Humble Penny, who became mortgage free in their 30s. We break down how they paid off their mortgage early in the UK, including the habits, discipline, and strategy that made it possible. We also explore a big question for homeowners: Should you overpay your mortgage or invest your money instead? Ken and Mary share how they balanced mortgage overpayments vs investing, and how this approach helped them build long-term wealth while working towards financial freedom. If you're wondering how to pay off your mortgage early, get on the UK property ladder, or improve your financial future, this episode is packed with practical advice. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ The Humble Penny Follow Ken and Mary on Instagram here: https://www.instagram.com/thehumblepenny/

Follow Ken and Mary on Youtube here: https://www.youtube.com/@TheHumblePenny

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Episoder(50)

How to Buy Your First Home - First Time Buyer Advice

How to Buy Your First Home - First Time Buyer Advice

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Can Your Credit Score Stop You Getting a Mortgage?

Can Your Credit Score Stop You Getting a Mortgage?

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18 Aug 3min

What Does a Mortgage Broker Actually Do? (And Are They Worth It?)

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10 Aug 5min

Why Are Black British Families Less Likely to Own a Home in the UK? | Mr MoneyJar

Why Are Black British Families Less Likely to Own a Home in the UK? | Mr MoneyJar

Why are Black British households significantly less likely to own a home than White British households?This week, mortgage adviser Dan Knott is joined by financial educator Mr MoneyJar to discuss one ...

3 Aug 35min

The Hidden Costs of Buying a Home | First Time Buyer Guide UK

The Hidden Costs of Buying a Home | First Time Buyer Guide UK

Buying a home isn’t just about saving a deposit.There are plenty of additional costs that can catch first-time buyers offguard. That isn’t because they’re hidden, but because nobody has told you about...

27 Jul 4min

Shared Ownership Explained | Who It’s For, How It Works & Common Myths

Shared Ownership Explained | Who It’s For, How It Works & Common Myths

Thinking about buying your first home but struggling to afford it?This week on Let’s Buy a Home, I’m joined by Jo Short of the National Shared Ownership Campaign and Keaze, to break down one of the UK...

20 Jul 28min

Buying a Home as a Business Owner in the UK | Mortgages Explained

Buying a Home as a Business Owner in the UK | Mortgages Explained

Getting a mortgage when you're self-employed doesn't have to be difficult. In this episode of Let's Buy a Home, I explain everything business owners, sole traders, limited company directors and freela...

13 Jul 4min

Property Viewing Tips, London Hotspots & Red Flags | Lexie Carducci

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6 Jul 23min

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