Rate Cuts, Real Returns: How to Still Find Yield in a Low-Rate Environment [Chills 224, Sponsored by BigFundr]
Chills with TFC9 Jul 2025

Rate Cuts, Real Returns: How to Still Find Yield in a Low-Rate Environment [Chills 224, Sponsored by BigFundr]

Interest rates dropping? Markets volatile? Where do savvy investors park their cash now?


Join host Reggie for a power-packed episode where we reveal:

- Why private credit is becoming a go-to for investors seeking yield

- How the Australian property market remains resilient despite global uncertainty

- What makes real estate-backed loans a safer bet — and how you can get involved with as little as $1,000

- Behind-the-scenes insights on risk management, underwriting, and why liquidity isn’t always king


We’re diving deep into PRIVATE CREDIT – Wall Street’s best-kept income secret – with exclusive insights from:

- Quah Kay Beng, CEO & Founder, BigFundr, a Singapore-based platform making real estate-backed private debt accessible to everyday investors

- Meelan Gurung, Senior Director, Aspial Corporation, bringing deep expertise in real estate debt strategies

- Craig Schloeffel, Head of HMC Private Credit, managing over $2 billion in private credit across Australia’s commercial real estate sector


You’ll discover:

- The shocking "1 million homes shortage" fueling Aussie property

- How to tap 8-10% yields while banks pay peanuts

- Real risk vs. reward decoded (no jargon!)


Don’t miss this crash course in turning market chaos into cashflow!


Sneak Peek:

Craig reveals: "Developers are ditching banks over the ‘slow no’... and private lenders are stepping in FAST."

Meelan Gurung: "My wife’s money’s in this – I don’t mess it up!”


03:20 - What’s going on in the credit and bond markets right now?

07:45 - What’s your take on recent fund flows in the credit markets?

12:05 - What’s the house view on how individuals should assess private credit?

22:49 - What’s a fair risk premium in the private credit space?

26:24 - What’s driving Australian property prices to cross the $1 million mark?

29:42 - How do you assess who to lend to, and what risk structures exist at the developer and builder levels?

32:37 - Why should investors pay that 2% fee—what value or work justifies it?

37:24 - Where does private credit fit in an average investor’s portfolio?

40:26 - BigFundr.com

40:39 - TFC Promo Code (valid from 10 July 2025 to 31 July 2025, T&C apply)


---


Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


[Connect with us]

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Newsletter: https://rebrand.ly/TFC-Newsletter


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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