BiggerPockets Money4 Mar 2022

280: Finance Friday: Who Should (and Shouldn’t) Be Investing in Real Estate

Investing in real estate is a proven way to build wealth, produce more cash flow, and retire early. But, not everyone is cut out to do every type of real estate investing. Some strategies take dramatically more time and effort than others. House hacking may be perfect for investors or couples without kids, live in flips could work best for those with some rehab experience, and BRRRR investing is reserved for those with proven investing experience.

While some of these strategies are as simple as buying a house and renting out a side, others require far more of a time commitment—time that many investors, like today’s guest Jeff, may not have. Jeff is already an established investor, currently living in a house hack that’s helping him offset his mortgage. But, he wants to expand into more return-focused real estate like live in flipping and BRRRRing.

But, with a high-paying job and lots of money in the bank, Scott and Mindy ask the question, “is real estate investing even worth it for Jeff?” Should he be sticking to stocks or does a labor-intensive rehab clearly outweigh the costs? If you’re wondering whether or not you should choose the real estate investing path to FI, make sure you hear out the arguments in today’s episode.

In This Episode We Cover

Whether or not PMI (private mortgage insurance) is worth it on a low down payment loan

How to make moves to buy a rental property in today’s hot housing market

Active income vs. passive income and which yields greater benefit

Live in flipping and the benefits of doing your own work on a rehab

What to do when you have too much cash on hand in an inflationary environment

Rolling over your 401k to maximize your non-taxable retirement income

And So Much More!

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