
556: FIRE in 2024: What We’d Do Differently If We Started Over Today
2013 was a pivotal year for our hosts. Scott was fresh out of college and just beginning his journey to financial independence, while Mindy and her husband were well on their way to FIRE and had just ...
20 Aug 202432min

555: Retiring Early Before 30 and Why You DON'T Need Millions for FIRE
This might be the fastest path to FIRE we’ve ever seen. In just two years, Emily and James were able to retire early and travel the world full-time. They didn’t have a trust fund, some huge inheritanc...
16 Aug 202439min

554: Should I Pay Off My Mortgage or Invest? (We Did the Math)
Pay off your mortgage or invest? If you’re on the path to FIRE, you’ve probably asked yourself this question. Without a mortgage payment, you could put thousands more in your pocket every month, and y...
13 Aug 202431min

553: $100K by 23, Coast FI by 27 Thanks to One Smart Money Challenge
Once you hit Coast FI, you don’t need to worry about retirement. While traditional FIRE may take a bit more extra work, Coast FI allows you to let your foot off the gas and enjoy life NOW, knowing tha...
9 Aug 202429min

552: From Making $40K/Year as a Teacher to Reaching FI in 4 Years by Doing THIS
You can take your time to reach financial independence, but why wait? With a combination of hard work, savvy investing, and additional income streams, today’s guest reached FI by the age of twenty-eig...
6 Aug 202436min

551: Retired Early at 44 by Buying These "Boring" Investments
Todd retired early at age forty-four, just three years after discovering the FIRE movement. The most interesting part? He quit without reaching his FIRE number. That’s right. After realizing he couldn...
2 Aug 202415min

550: How My Home Makes Me an Extra $1,400/Month (EVEN In an Expensive Market)
Wouldn’t it be nice if your home paid for itself? Every month, you throw a substantial sum of money towards your rent or mortgage payment, but what if you could live mortgage-free? With ADU investment...
30 Jul 202451min

549: Is FIRE Dead? No, But Here’s Why Most WON’T Achieve It
Is the FIRE movement dead? In 2024, more people are catching on to the huge downsides of pursuing financial independence, retire early. Strict frugality, massive sacrifice, working harder than ever…is...
26 Jul 202441min




















