143. Why I Don’t Believe in New Year’s Resolutions + My Gentle Reset and Reflection for 2026

143. Why I Don’t Believe in New Year’s Resolutions + My Gentle Reset and Reflection for 2026

The start of a new year comes with a lot of pressure - to rebrand, overhaul your life, and fix everything all at once. In this episode, I’m sharing why I don’t believe in New Year’s resolutions, why I think they fail most people, and how I approach resetting in a way that actually lasts.


We walk through a real reflection on 2025: what changed my life, what habits worked, what didn’t, and where I got in my own way. Then I share how I’m setting themes (not resolutions) for 2026 across money, wellness, routines, home, and career - plus the systems I’m putting in place to support them.


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

00:00 — Intro: why I hate the pressure of New Year rebrands

02:00 — Why New Year’s resolutions don’t work (and abandonment day)

04:00 — No-buy years vs. no-buy January (and why extremes fail)

06:00 — How I think about change: slow, intentional, lifestyle-based

08:00 — Reflecting on 2025: what changed my life

12:00 — Habits that worked: phone boundaries, sleep, cleanliness

15:00 — What didn’t work: cooking ruts, hermit mode, adjustment periods

19:00 — Setting themes for 2026 instead of resolutions

23:00 — Who I want to be by the end of 2026

30:00 — January rituals, documentaries, and closing reflections

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Avsnitt(177)

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

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175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

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174. How to Become a Morning Person | 6 Tips to Make Your Mornings Better That Actually Stick

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12 Aug 45min

173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

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5 Aug 36min

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171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

If your days have been feeling harder than they should, the problem may not be your discipline - it's friction. In this episode I break down the five areas of your life where invisible resistance is m...

22 Juli 36min

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

High performance isn't about waking up at 4AM, cold plunging, or adding more to your already full plate. In this episode I break down the three things that actually separate high performers from every...

15 Juli 49min

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

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